Pet insurance can help you cover unexpected treatment costs at your veterinary practice and referral centres, and many policies offer additional benefits too.
We partner with Pet Proactive to provide a new approach to pet insurance for dogs and cats which directly benefits our clients. As vets, we see pet insurance as a means for pet owners to budget for the unexpected, and if the worst happens, it enables our vets to carry out the most effective treatment, increasing the likelihood of recovery and a better quality of life for your pet. At the same time, pet insurance can be frustrating with many terms & conditions or exclusions, meaning claims are often not paid in full. On top of this our customers regularly complain of hefty price increases as their pet gets older, at the time when they are most likely to need insurance.
Pet Proactive was formed to tackle these types of issues. By designing pet insurance for vet practices, they can offer greater clarity to customers and take away the hassle. Our collective aim is that you don’t waste time worrying about pet insurance, you deal with us, and we focus on your pet.
Whichever Pet Proactive policy you choose comes with the following good to know features:
- A clear and simple policy which confirms any exclusions from the start
- Based upon trust in our practice, so any treatment or referral we prescribe is covered up to your policy limit *
- Premiums are based on the fair pricing at Thrums Vets and making a claim will not affect your premium
- Unlike most policies where you may need to pay an excess per condition per year, with a Pet Proactive policy, you only pay one excess per year irrespective of how many conditions you are claiming for, up to your annual claim limit. We will process your claims upon request with payment made directly to Thrums Vets. **
- Covers treatment through another vet practice if you are away from home
- Lifetime cover so your policy limits refresh every year
*Excluding any pre-existing conditions
**Provided monthly premiums are up-to-date with Pet Proactive
“Don’t leave it to chance…Membership for Wellness, Insurance for Illness, Care that covers every step of the way..”
To take out a policy with Pet Proactive you must already be registered with Thrums Vets, commit to your primary care with Thrums Vets and your pet must be less than 6 years old (when taking out the policy). To find out more please visit the Pet Proactive website.
Visit the Pet Proactive website to find out more and get an instant quote for your pet.
Pet insurance FAQs – Thrums Vets in Angus and Perthshire
Pet insurance helps cover the cost of unexpected veterinary treatment, giving you peace of mind and protecting your pet’s health without financial worry.
It’s best to insure your pet when they are young and healthy. Insured pets often avoid exclusions due to pre-existing conditions, keeping more treatment options open.
Unlike traditional insurers, Pet Proactive allows us to claim directly on your behalf. It’s built around our knowledge of your pet, meaning faster decisions, less admin and cheaper premiums.
It covers accidents, illnesses, medications, diagnostics and treatment carried out at Thrums. You can also add extra cover for third-party liability, referrals and more, depending on your needs.
We handle the claim directly in the practice. There’s no need for you to submit paperwork or chase up decisions – it’s fast, easy and stress-free.
Absolutely. You’re welcome to use any insurer or none at all. Pet Proactive is just an optional service we offer for added convenience and peace of mind.
You can sign up in practice or ask our team for more information. We’ll explain the options and help you get started.
Yes. When used together, the Practice Plan Extra covers routine preventative care, while Pet Proactive insures against unexpected illness or injury – giving you full support for every stage of your pet’s care.